CalcMyFire

CalcMyFire

Financial Independence, Retire Early (FIRE) isn't one number — it depends on how you plan to live once you get there. Pick the calculator that matches your strategy.

Last updated July 26, 2026 100% free No sign-up Instant result

Coast FIRE Calculator

Find out how much you need invested today to coast to financial independence without saving another dollar.

Barista FIRE Calculator

Work part-time to cover expenses while your portfolio handles the rest.

Lean FIRE Calculator

Retire early on a minimal-expense budget.

Fat FIRE Calculator

Retire early without cutting back on your current lifestyle.

Monte Carlo Calculator

Probability-based

See your probability of success across thousands of simulated market scenarios, not just one steady-return guess.

About this site

CalcMyFire is a small, free set of tools for people exploring different flavors of early retirement. There's no sign-up and nothing to install — the calculators run right in your browser, and none of your numbers are sent anywhere. We add new calculators and refine the existing ones over time; see each calculator's page for when it was last updated.